About Rachel
Rachel Kim is 67.CREDIT's Balance Transfer & Debt Specialist. As a former credit counselor at a nonprofit debt management agency, she helped more than 2,000 clients negotiate lower rates, consolidate balances, and build sustainable repayment plans. She holds a B.S. in Finance from Boston University and is a Certified Credit Counselor. At 67.CREDIT, Rachel writes balance transfer card reviews, APR comparisons, and debt payoff calculators, always with an eye toward helping readers save real money on interest.