About Ryan
Ryan Cooper is 67.CREDIT's Quantitative Analyst. He holds a Ph.D. in Applied Mathematics from Caltech and previously worked as a quantitative analyst at a hedge fund, building predictive models for financial markets. At 67.CREDIT, Ryan designs and maintains the scoring algorithms, ranking engines, and financial models that power the site's card recommendations. His models factor in spending patterns, reward structures, fee schedules, and opportunity costs to produce rankings that are transparent, reproducible, and genuinely useful.