JetBlue Card

Quick Snapshot

• Annual Fee: $0
• APR: 21.49%-29.49% variable
• Rewards: 3X TrueBlue points on JetBlue; 2X on dining & groceries; 1X on everything else
• Bonus: Earn 10,000 bonus TrueBlue points after spending $1,000 in the first 90 days
• Best For: Occasional JetBlue flyers who want to earn TrueBlue points without paying an annual fee
• Credit Needed: Good to Excellent (670-850)

Overview

The JetBlue Card is the entry-level option in the JetBlue credit card lineup, offering a solid earning structure with no annual fee. You earn 3X points on JetBlue purchases, 2X on dining and grocery stores, and 1X on everything else.

With no annual fee, this card makes sense for anyone who flies JetBlue occasionally and wants to accumulate TrueBlue points passively. The 2X earning on dining and groceries adds everyday value that many no-fee airline cards lack.

TrueBlue points do not expire, and the program offers excellent value on JetBlue flights. While the welcome bonus is modest compared to premium JetBlue cards, the zero-cost entry point keeps it accessible.

APR Breakdown

• Purchase APR: 21.49%-29.49% variable
• Balance Transfer APR: 21.49%-29.49% variable
• Cash Advance APR: 29.99% variable
• Penalty APR: Up to 29.99% variable

Note: APR varies with creditworthiness and the Prime Rate. Avoid interest by paying your balance in full each billing cycle.

Benefits Overview

Points Earning

• 3X TrueBlue points on JetBlue purchases
• 2X TrueBlue points at restaurants and grocery stores
• 1X TrueBlue point per dollar on all other purchases
• Points never expire

JetBlue Perks

• 10% points rebate on JetBlue award flights (points back when you redeem)
• 50% savings on eligible JetBlue in-flight purchases
• Earn toward JetBlue Mosaic status faster with card spending

Card Protections

• Zero liability fraud protection
• Chip-enabled security
• Contactless payment capability

Rewards & Points

• 3X TrueBlue points on JetBlue purchases
• 2X TrueBlue points on dining and grocery stores
• 1X TrueBlue point per dollar on all other purchases

TrueBlue points can be redeemed for JetBlue flights with no blackout dates. Points are worth approximately 1.3 cents each when redeemed for JetBlue flights.

Welcome Bonus

Earn 10,000 bonus TrueBlue points after spending $1,000 within the first 90 days of account opening. While more modest than the Plus or Premier cards, this bonus requires no annual fee and the points are worth approximately $130 in JetBlue flights.

Fees Summary

• Annual Fee: $0
• Foreign Transaction Fee: None
• Balance Transfer Fee: 5% (min $10)
• Cash Advance Fee: 5% (min $10)
• Late Payment Fee: Up to $41

Who This Card Is Best For

Ideal For

• Casual JetBlue Flyers who fly JetBlue a few times per year and want to earn points without a fee
• Dining and Grocery Spenders who want 2X points on two of the most common everyday categories
• Fee-Averse Travelers who want an airline card with no annual cost

Not Good For

• Frequent JetBlue Flyers who would benefit more from the Plus or Premier card's checked bag and Mosaic perks
• Big Bonus Seekers who want a large welcome offer worth hundreds of dollars
• Non-JetBlue Flyers who rarely fly JetBlue and cannot use the airline-specific perks

Key Pros & Cons

Pros

• No annual fee ever
• 3X points on JetBlue purchases
• 2X points on dining and grocery stores adds strong everyday value
• No foreign transaction fees
• TrueBlue points never expire
• 10% points rebate on JetBlue award redemptions
• 50% off JetBlue in-flight purchases
• No blackout dates on award flights
• Simple and straightforward earning structure
• Good entry point into the JetBlue card ecosystem

Cons

• Modest 10,000-point welcome bonus
• No free checked bags (available on Plus and Premier cards)
• No Mosaic qualifying status credits from spending
• 1X base rate on non-category spending is average
• No airport lounge access
• Points locked into JetBlue ecosystem
• No trip delay or cancellation insurance

Alternatives to Consider

How the Rewards Add Up

Example Annual Value

Annual value of approximately $496 in TrueBlue points with zero annual fee makes this a strong no-cost airline card.

Should You Get This Card?

You Should Get It If...

• You fly JetBlue a few times per year but do not want an annual fee
• You spend heavily on dining and groceries and want 2X points there
• You are new to the JetBlue TrueBlue program and want to start earning
• You want a no-foreign-transaction-fee card for travel
• You prefer a simple, low-maintenance airline rewards card
• You value the 10% points rebate on award flights

You Should Skip It If...

• You fly JetBlue frequently and would benefit from checked bags and Mosaic perks
• You want a large sign-up bonus worth $500 or more
• You rarely or never fly JetBlue
• You prefer flexible points that transfer to multiple programs
• You need trip insurance or lounge access from your card

Apply Now

Apply for JetBlue Card

Information accurate as of May 2026. Terms and conditions apply. Please visit the issuer's website for the most current information.