Best Travel Rewards
Get points for flights, hotels, and more. Here are our top picks for 2026.
OUR TOP PICK
Alliant
Alliant Visa® Platinum Rewards Card
ANNUAL FEE
$0
APR
11.24%-23.24% variable
WELCOME BONUS
No traditional welcome bonus
REWARDS
3X points on gas and streaming, 2X on grocery and dining, 1X on everything else
WHY WE LOVE IT
- 3X on gas and streaming covers two important household spending areas
- 2X on groceries and dining adds value on everyday food expenses
- No annual fee
- No foreign transaction fees
- No penalty APR
- APR starting at 11.24% is well below national bank card rates
- Alliant membership open to everyone via $5 donation
- No caps on bonus category earning
- Points do not expire
- Tiered structure can outperform flat-rate cards for category-heavy spenders
MORE GREAT OPTIONS
American Express
Delta SkyMiles Blue American Express Card
NO FEE
Annual Fee:$0
Welcome Bonus:10,000 bonus miles after $500...
REWARDS
2X Delta, 2X restaurants, 1X everything else
American Express
Delta SkyMiles Gold American Express Card
Annual Fee:$150
Welcome Bonus:75,000 bonus miles after $3,000...
REWARDS
3X Delta, 2X restaurants/supermarkets, 1X everything else
American Express
Delta SkyMiles Platinum American Express Card
Annual Fee:$350
Welcome Bonus:90,000 bonus miles after $4,000...
REWARDS
3X Delta, 3X hotels, 2X restaurants/supermarkets, 1X everything else
American Express
Delta SkyMiles Reserve American Express Card
Annual Fee:$650
Welcome Bonus:70,000 bonus miles after $5,000...
REWARDS
3X Delta, 1X everything else
American Express
Amex EveryDay® Preferred Credit Card
Annual Fee:$95
Welcome Bonus:15,000 Membership Rewards points after...
REWARDS
3X at US supermarkets (up to $6,000/yr, then 1X), 2X at US gas stations, 1X on everything else. 50% bonus when you make 30+ transactions per billing period.
American Express
Amex EveryDay® Credit Card
NO FEE
Annual Fee:$0
Welcome Bonus:10,000 Membership Rewards points after...
REWARDS
2X at US supermarkets (up to $6,000/yr, then 1X), 1X on everything else. 20% bonus when you make 20+ transactions per billing period.
American Express
American Express® Gold Card
Annual Fee:$325
Welcome Bonus:60,000 Membership Rewards points after...
REWARDS
4X at restaurants worldwide, 4X at US supermarkets (up to $25,000/yr), 3X on flights, 1X on everything else
American Express
American Express® Green Card
Annual Fee:$150
Welcome Bonus:40,000 Membership Rewards points after...
REWARDS
3X on travel, 3X on transit, 3X on dining at restaurants, 1X on everything else
American Express
Hilton Honors American Express Surpass Card
Annual Fee:$150
Welcome Bonus:130,000 Hilton Honors bonus points...
REWARDS
12X Hilton, 6X restaurants/supermarkets/gas, 3X everything else
American Express
Hilton Honors American Express Card
NO FEE
Annual Fee:$0
Welcome Bonus:70,000 Hilton Honors bonus points...
REWARDS
7X Hilton, 5X restaurants/supermarkets/gas, 3X everything else
American Express
Marriott Bonvoy American Express Card
Annual Fee:$95
Welcome Bonus:5 free nights (each worth...
REWARDS
6X Marriott, 2X everything else
Bank Of America
Alaska Airlines Visa Signature®
Annual Fee:$75
Welcome Bonus:75,000 bonus miles plus Alaska's...
REWARDS
3x miles on Alaska Airlines, 2x on select categories, 1x on everything else
Bank Of America
Bank of America® Premium Rewards®
Annual Fee:$95
Welcome Bonus:60,000 bonus points after $4,000...
REWARDS
2 points per $1 on travel and dining, 1.5 points per $1 on everything else
Bank Of America
Bank of America® Travel Rewards
NO FEE
Annual Fee:$0
Welcome Bonus:25,000 bonus points after $1,000...
REWARDS
Unlimited 1.5 points per $1 on all purchases
Barclays
AAdvantage® Aviator® Red World Elite Mastercard®
Annual Fee:$99
Welcome Bonus:Earn 60,000 AAdvantage bonus miles...
REWARDS
2X miles on American Airlines purchases; 1X on everything else
Barclays
Athleta Rewards Mastercard®
NO FEE
Annual Fee:$0
Welcome Bonus:20% off your first purchase...
REWARDS
5X points at Gap Inc. brands; 1X everywhere else
Barclays
Banana Republic Rewards Mastercard®
NO FEE
Annual Fee:$0
Welcome Bonus:20% off your first purchase...
REWARDS
5X points at Gap Inc. brands; 1X everywhere else
Barclays
Barclays Arrival® Plus World Elite Mastercard®
Annual Fee:$95
Welcome Bonus:Earn 60,000 bonus miles after...
REWARDS
2X miles on every purchase
Barclays
Barnes & Noble Mastercard®
NO FEE
Annual Fee:$0
Welcome Bonus:15% off your first Barnes...
REWARDS
5% at Barnes & Noble; 2.5% on dining, groceries, gas; 1% everything else
Barclays
Carnival® World Mastercard®
NO FEE
Annual Fee:$0
Welcome Bonus:Earn 10,000 bonus FunPoints after...
REWARDS
2X FunPoints on Carnival, dining, and entertainment; 1X on everything else
Barclays
Emirates Skywards Premium World Elite Mastercard®
Annual Fee:$499
Welcome Bonus:Earn 75,000 bonus Skywards Miles...
REWARDS
5X Skywards Miles on Emirates; 3X on dining, groceries, gas; 2X on everything else
Barclays
Emirates Skywards Rewards World Elite Mastercard®
Annual Fee:$99
Welcome Bonus:Earn 40,000 bonus Skywards Miles...
REWARDS
3X Skywards Miles on Emirates; 2X on dining, groceries, and gas; 1X everywhere else
Barclays
Frontier Airlines World Mastercard®
Annual Fee:$89
Welcome Bonus:Earn 50,000 bonus miles after...
REWARDS
5X on Frontier; 2X on dining, entertainment, groceries; 1X everywhere else
Barclays
Gap Good Rewards Mastercard®
NO FEE
Annual Fee:$0
Welcome Bonus:20% off your first purchase...
REWARDS
5X points at Gap Inc. brands; 1X everywhere else
Barclays
Hawaiian Airlines® World Elite Mastercard®
Annual Fee:$99
Welcome Bonus:Earn 70,000 bonus HawaiianMiles after...
REWARDS
3X on Hawaiian Airlines, dining, and gas; 2X on groceries; 1X on everything else
Barclays
JetBlue Card
NO FEE
Annual Fee:$0
Welcome Bonus:Earn 10,000 bonus TrueBlue points...
REWARDS
3X TrueBlue points on JetBlue; 2X on dining & groceries; 1X on everything else
Barclays
JetBlue Plus Card
Annual Fee:$99
Welcome Bonus:Earn 80,000 bonus TrueBlue points...
REWARDS
6X TrueBlue points on JetBlue; 2X on dining & groceries; 1X everywhere else
Barclays
JetBlue Premier Card
Annual Fee:$199
Welcome Bonus:Earn 100,000 bonus TrueBlue points...
REWARDS
8X on JetBlue; 3X on dining & groceries; 1X everywhere else
Barclays
Old Navy Rewards Mastercard®
NO FEE
Annual Fee:$0
Welcome Bonus:20% off your first purchase...
REWARDS
5X points at Old Navy and Gap Inc. brands; 1X everywhere else
Barclays
Wyndham Rewards Earner® Card
NO FEE
Annual Fee:$0
Welcome Bonus:Earn 15,000 bonus Wyndham points...
REWARDS
5X on Wyndham; 2X on dining & groceries; 1X everything else
Barclays
Wyndham Rewards Earner® Plus Card
Annual Fee:$75
Welcome Bonus:Earn 45,000 bonus Wyndham points...
REWARDS
6X on Wyndham; 5X on dining & groceries; 1X everywhere else
Bilt
Bilt Mastercard®
NO FEE
Annual Fee:$0
Welcome Bonus:No traditional welcome bonus. Earn...
REWARDS
1X on rent (no fee), 3X dining, 2X travel, 1X everything else. Double points on Rent Day (1st of each month).
Capital One
Capital One Venture Rewards
Annual Fee:$95
Welcome Bonus:75,000 bonus miles after spending...
REWARDS
5X miles on hotels and rental cars via Capital One Travel, 2X miles on every purchase
Capital One
Capital One VentureOne Rewards
NO FEE
Annual Fee:$0
Welcome Bonus:20,000 bonus miles after spending...
REWARDS
5X miles on hotels and rental cars via Capital One Travel, 1.25X miles on every other purchase
Chase
Aeroplan® Credit Card
Annual Fee:$95
Welcome Bonus:70,000 Aeroplan bonus points after...
REWARDS
3X on Air Canada and United Airlines purchases, 2X on dining and gas, 1X on all other purchases
Chase
Chase Sapphire Preferred® Card
Annual Fee:$95
Welcome Bonus:75,000 bonus points after spending...
REWARDS
5X Chase Travel, 3X dining/streaming, 2X other travel, 1X everything else
Chase
Disney® Premier Visa® Card
Annual Fee:$49
Welcome Bonus:$100 statement credit after first...
REWARDS
2% in Disney Rewards Dollars at gas stations and grocery stores, 1% on all other purchases
Chase
Disney® Visa® Card
NO FEE
Annual Fee:$0
Welcome Bonus:$50 statement credit after first...
REWARDS
1% in Disney Rewards Dollars on all purchases
Chase
IHG One Rewards Premier Credit Card
Annual Fee:$99
Welcome Bonus:150,000 bonus points after $3,000...
REWARDS
26X at IHG, 5X travel/gas/dining, 3X on everything else
Chase
IHG One Rewards Traveler Credit Card
NO FEE
Annual Fee:$0
Welcome Bonus:80,000 bonus points after $2,000...
REWARDS
17X at IHG, 3X dining/gas, 2X everything else
Chase
Marriott Bonvoy Bold® Credit Card
NO FEE
Annual Fee:$0
Welcome Bonus:60,000 bonus points after $2,000...
REWARDS
14X at Marriott, 2X on everything else
Chase
Marriott Bonvoy Boundless® Credit Card
Annual Fee:$95
Welcome Bonus:3 free night awards (each...
REWARDS
17X at Marriott, 3X on everything else
Chase
Southwest Rapid Rewards® Plus Credit Card
Annual Fee:$69
Welcome Bonus:50,000 bonus points after $1,000...
REWARDS
2X on Southwest purchases, 1X on everything else
Chase
Southwest Rapid Rewards® Premier Credit Card
Annual Fee:$149
Welcome Bonus:65,000 bonus points after $2,000...
REWARDS
3X on Southwest, 2X on transit/commuting, 1X on everything else
Chase
Southwest Rapid Rewards® Priority Credit Card
Annual Fee:$229
Welcome Bonus:75,000 bonus points after $3,000...
REWARDS
3X on Southwest, 2X on dining and transit, 1X on everything else
Chase
Starbucks® Rewards Visa® Card
NO FEE
Annual Fee:$0
Welcome Bonus:$100 Starbucks bonus after first...
REWARDS
3X Stars per dollar at Starbucks, 1X Stars per dollar everywhere else
Chase
United℠ Explorer Card
Annual Fee:$0 intro for the first year, then $150
Welcome Bonus:60,000 bonus miles after $3,000...
REWARDS
2X on United, dining, and hotels; 1X on everything else
Chase
United Gateway℠ Card
NO FEE
Annual Fee:$0
Welcome Bonus:20,000 bonus miles after $1,000...
REWARDS
4X on United, 2X on dining/gas/transit, 1X everything else
Chase
United Quest℠ Card
Annual Fee:$250
Welcome Bonus:70,000 bonus miles after $4,000...
REWARDS
3X on United, 2X on dining and hotels, 1X on everything else
Chase
World of Hyatt Credit Card
Annual Fee:$95
Welcome Bonus:30,000 bonus points after $3,000...
REWARDS
4X at Hyatt, 2X dining/fitness/transit, 1X everything else
Citi
Citi® / AAdvantage® Executive World Elite Mastercard®
Annual Fee:$595
Welcome Bonus:60,000 American Airlines AAdvantage bonus...
REWARDS
4X AAdvantage miles on eligible American Airlines purchases, 2X on everything else
Citi
Citi® / AAdvantage® MileUp℠ Card
NO FEE
Annual Fee:$0
Welcome Bonus:15,000 American Airlines AAdvantage bonus...
REWARDS
2X AAdvantage miles on eligible American Airlines purchases, 2X at grocery stores, 1X on everything else
Citi
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Annual Fee:$0 intro for the first year, then $99
Welcome Bonus:50,000 American Airlines AAdvantage bonus...
REWARDS
2X AAdvantage miles on American Airlines purchases, restaurants, and gas stations; 2X on cable, satellite, and streaming; 1X on everything else
Citi
Citi Rewards+® Card
NO FEE
Annual Fee:$0
Welcome Bonus:20,000 ThankYou points after spending...
REWARDS
2X ThankYou points at supermarkets and gas stations (first $6,000/year), 1X on everything else. Points round up to the nearest 10 on every purchase.
Citi
Citi Strata Premier℠ Card
Annual Fee:$95
Welcome Bonus:75,000 ThankYou points after spending...
REWARDS
10X on hotels and car rentals booked through CitiTravel; 3X on air travel, hotels, restaurants, supermarkets, gas stations, and EV charging; 1X on everything else
Discover
Discover it® Miles
NO FEE
Annual Fee:$0
Welcome Bonus:Miles Match: Discover matches all...
REWARDS
Unlimited 1.5x miles on every purchase
Navy Federal
Navy Federal Go Rewards Credit Card
NO FEE
Annual Fee:$0
Welcome Bonus:Earn 30,000 bonus points after...
REWARDS
3X points at restaurants, 2X at gas stations and transit, 1X on everything else
Navy Federal
Navy Federal More Rewards American Express®
NO FEE
Annual Fee:$0
Welcome Bonus:Earn 30,000 bonus points after...
REWARDS
3X points at restaurants, supermarkets, and gas stations, 1X on everything else
Penfed
PenFed Pathfinder® Rewards Visa Signature®
NO FEE
Annual Fee:$0
Welcome Bonus:Earn 50,000 bonus points after...
REWARDS
4X points on travel, 1.5X on everything else
Us Bank
U.S. Bank Altitude® Connect Visa Signature®
NO FEE
Annual Fee:$0
Welcome Bonus:Earn 50,000 bonus points after...
REWARDS
5X on hotels and car rentals booked in the Travel Center, 4X on travel, gas stations, and EV charging, 2X on grocery, dining, and streaming, 1X on everything else
Us Bank
U.S. Bank Altitude® Go Visa Signature®
NO FEE
Annual Fee:$0
Welcome Bonus:Earn 25,000 bonus points after...
REWARDS
4X on dining (up to $2,000/quarter), 2X on grocery, gas, and streaming, 1X on everything else
Wells Fargo
Wells Fargo Autograph℠ Card
NO FEE
Annual Fee:$0
Welcome Bonus:20,000 bonus points after $1,000...
REWARDS
3x points on restaurants, travel, gas, transit, streaming, phone plans; 1x on everything else
Wells Fargo
Wells Fargo Autograph Journey℠ Card
Annual Fee:$95
Welcome Bonus:60,000 bonus points after $4,000...
REWARDS
5x on hotels, 4x on airlines, 3x on restaurants/gas/transit/streaming, 1x on everything else
X1
X1 Card
NO FEE
Annual Fee:$0
Welcome Bonus:No traditional welcome bonus...
REWARDS
2X points on all purchases, up to 4X on select purchases and with referral boosts. Points redeemable for statement credits, travel, and gift cards.
Barclays
Barclays Barnes & Noble Mastercard
NO FEE
Annual Fee:$0
Welcome Bonus:$25 Barnes & Noble gift...
REWARDS
5% back at B&N, 1x points everywhere else
Barclays
Barclays Breeze Easy Card
Annual Fee:$89
Welcome Bonus:Up to 40,000 BreezePoints after...
REWARDS
Up to 10x on Breeze purchases, points on everyday spending
Barclays
Barclays Capital Vacations World Mastercard
NO FEE
Annual Fee:$0
Welcome Bonus:3-night Capital Vacations Resort Stay...
REWARDS
5x on Capital Vacations, 2x on travel, 1x everywhere else
Barclays
Barclays Carnival Mastercard
NO FEE
Annual Fee:$0
Welcome Bonus:Up to 30,000 bonus points...
REWARDS
2x on Carnival cruises, 1x everywhere else
Barclays
Barclays Emirates Skywards Premium Card
Annual Fee:$499
Welcome Bonus:50,000 Skywards Miles after $3,000...
REWARDS
3x on Emirates, 2x on travel, 1x everywhere else
Barclays
Barclays Emirates Skywards Rewards Card
Annual Fee:$99
Welcome Bonus:40,000 Skywards Miles after $3,000...
REWARDS
3x on Emirates, 2x on travel, 1x everywhere else
Barclays
Barclays Frontier Airlines World Mastercard
Annual Fee:$99
Welcome Bonus:Up to 60,000 travel miles...
REWARDS
Up to 15x on Frontier (5x card + 10x member), 3x dining, 1x everywhere else
Barclays
Barclays GM Business Card
NO FEE
Annual Fee:$0
Welcome Bonus:100,000 points after $5,000 spend...
REWARDS
7x on GM purchases, 3x on everything else
Barclays
Barclays GM Rewards Card
NO FEE
Annual Fee:$0
Welcome Bonus:30,000 bonus points after $1,000...
REWARDS
Up to 10x on GM purchases, 3x everywhere else
Barclays
Barclays Hawaiian Airlines World Elite Mastercard
Annual Fee:$99
Welcome Bonus:Up to 80,000 HawaiianMiles (tiered:...
REWARDS
Miles on Hawaiian flights and everyday purchases
Barclays
Barclays JetBlue Premier Card
Annual Fee:$499 ($150 per authorized user)
Welcome Bonus:70,000 points + 5 Mosaic...
REWARDS
6x on JetBlue/Paisly, 2x restaurants/grocery, 1x everything else
Barclays
Barclays Miles & More Credit Card
Annual Fee:$89 (waived for Senator/HON Circle members)
Welcome Bonus:Up to 70,000 miles (50K...
REWARDS
2x miles on Lufthansa/partners, 1x everywhere else
Barclays
Barclays RCI Elite Rewards Mastercard
NO FEE
Annual Fee:$0
Welcome Bonus:5,000 bonus rewards + $250...
REWARDS
5x on RCI fees, 2x on travel, 1x everywhere else
Barclays
Barclays Wyndham Rewards Earner Plus Card
Annual Fee:$75
Welcome Bonus:45,000 bonus points after $1,000...
REWARDS
6x on Wyndham/gas, 4x dining/grocery, 1x everything else
Barclays
Barclays Wyndham Rewards Earner Card
NO FEE
Annual Fee:$0
Welcome Bonus:30,000 bonus points after $1,000...
REWARDS
5x on gas/Wyndham hotels, 2x dining/grocery, 1x everything else
Barclays
Barclays Xbox Mastercard
NO FEE
Annual Fee:$0
Welcome Bonus:5,000 card points ($50) after...
REWARDS
5x Microsoft Store, 3x streaming/dining delivery, 1x everywhere else
Capital One
Capital One Venture Rewards Credit Card
Annual Fee:$95
Welcome Bonus:75,000 bonus miles after $4,000...
REWARDS
2x miles on everything, 5x on hotels/rentals through Capital One Travel
Capital One
Capital One VentureOne Rewards Credit Card
NO FEE
Annual Fee:$0
Welcome Bonus:20,000 bonus miles after $500...
REWARDS
1.25x miles on everything, 5x on hotels/rentals through Capital One Travel
Bank Of America
Bank of America Travel Rewards Credit Card
NO FEE
Annual Fee:$0
Welcome Bonus:25,000 points ($250 value) after...
REWARDS
1.5X points on all purchases, 3X through Bank of America Travel Center
Barclays
AAdvantage® Aviator® Red World Elite Mastercard®
Annual Fee:$99
Welcome Bonus:50,000 AAdvantage bonus miles (no...
REWARDS
2x miles on American Airlines, 1x everywhere else
Barclays
Barclays JetBlue Plus Card
Annual Fee:$99
Welcome Bonus:60,000 bonus points after $1,000...
REWARDS
6x on JetBlue, 2x on dining/groceries, 1x everywhere else
Citi
Citi Strata Premier® Card
Annual Fee:$95 (no first-year waiver)
Welcome Bonus:60,000 ThankYou Points after $4,000...
REWARDS
3X points on gas, groceries, restaurants, air travel, hotels; 1X on all else
Wells Fargo
Wells Fargo Autograph℠ Card
NO FEE
Annual Fee:$0
Welcome Bonus:20,000 points ($200 value) after...
REWARDS
3X points on 6 categories, 1X on everything else
What to Consider
How do I choose the right travel rewards card?▼
Consider your spending habits, credit score, and financial goals. Look at the rewards structure, annual fees, and additional benefits to find the best match for your needs.
What credit score do I need?▼
Most travel rewards cards require good to excellent credit (670+). However, some cards are available for those building or rebuilding credit. Check each card's requirements before applying.
Are annual fees worth it?▼
It depends on how you use the card. Cards with annual fees often offer higher rewards rates and premium benefits. Calculate if the rewards and perks you'll use outweigh the fee.
Ready to Apply?
Compare all travel rewards cards or explore other categories to find your perfect match.