Alaska Airlines Visa Signature®

Quick Snapshot

• Annual Fee: $75
• APR: 19.24%-27.24% variable
• Rewards: 3x miles on Alaska Airlines, 2x on select categories, 1x on everything else
• Bonus: 75,000 bonus miles plus Alaska's Famous Companion Fare after $3,000 in 90 days
• Best For: Alaska Airlines loyalists who fly the West Coast and want the companion fare benefit
• Credit Needed: Good to Excellent (670+)

Overview

The Alaska Airlines Visa Signature card is the go-to personal card for Alaska Airlines Mileage Plan members. It earns 3 miles per dollar on Alaska Airlines purchases, 2 miles per dollar on eligible gas, cable, streaming, and select transit purchases, and 1 mile per dollar on everything else. The annual companion fare (from $122 including taxes and fees) is the card's signature benefit and can easily be worth $200 or more on a single trip.

The 75,000-mile sign-up bonus after $3,000 in spending is strong enough for at least one round-trip domestic flight, and new cardholders also receive a companion fare to use right away. Alaska's Mileage Plan is known for generous award chart pricing and valuable partner airline redemptions, making these miles worth more than many competing programs.

At $75 per year, this is one of the best-value airline cards available. The companion fare alone justifies the annual fee for anyone who flies Alaska at least once a year with a travel partner. Free checked bag, priority boarding, and 20% back on in-flight purchases sweeten the deal for frequent Alaska flyers.

APR Breakdown

• Purchase APR: 19.24%-27.24% variable
• Balance Transfer APR: 19.24%-27.24% variable
• Cash Advance APR: 29.99% variable
• Penalty APR: 29.99% variable

Note: No introductory APR offer. APR varies with the Prime Rate.

Benefits Overview

Miles Earning

• 3x miles per dollar on Alaska Airlines purchases
• 2x miles per dollar on eligible gas, cable, streaming, and select transit
• 1x mile per dollar on all other purchases
• No caps on miles earned

Companion Fare

• Annual companion fare from $122 including taxes and fees
• Valid on all Alaska-operated flights
• Buy one ticket and bring a companion for just the taxes and carrier charges
• Companion fare issued each account anniversary

Alaska Airlines Perks

• Free checked bag for cardholder and up to 6 companions on the same reservation
• Priority boarding
• 20% back on Alaska Airlines in-flight purchases
• Bag fee savings of $35 per person, per flight

Rewards & Points

• 3x miles on Alaska Airlines purchases
• 2x miles on eligible gas, cable, streaming, and select transit
• 1x mile on all other purchases

Alaska Mileage Plan miles can be redeemed for flights on Alaska Airlines and its 20+ partner airlines. Partner awards are often priced more generously than competing programs, with options for first and business class on international carriers.

Welcome Bonus

Earn 75,000 bonus miles plus Alaska's Famous Companion Fare after spending $3,000 in purchases within the first 90 days of account opening. The miles alone are worth $900+ for Alaska flights, and the companion fare adds another $200+ in value.

Fees Summary

• Annual Fee: $75
• Balance Transfer Fee: 3% (min $10)
• Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
• Foreign Transaction Fee: $0
• Late Payment Fee: Up to $40
• Returned Payment Fee: Up to $29

Who This Card Is Best For

Ideal For

• Alaska Airlines frequent flyers who fly the West Coast or Pacific Northwest regularly
• Couples and travel partners who can use the companion fare for major savings
• Award travel enthusiasts who value Alaska's generous partner redemption rates
• West Coast travelers who fly Alaska's extensive domestic and international routes

Not Good For

• Travelers not near Alaska Airlines hubs who rarely fly Alaska or its partners
• Solo travelers who cannot take advantage of the companion fare
• Points collectors who prefer transferable points to a single airline currency

Key Pros & Cons

Pros

• 75,000-mile sign-up bonus is one of the best airline card offers
• Annual companion fare from $122 easily justifies the $75 fee
• Free checked bag for you and up to 6 companions on the same reservation
• 3x miles on Alaska Airlines purchases
• No foreign transaction fees
• Alaska Mileage Plan has excellent partner airline redemptions
• Priority boarding on all Alaska flights
• 20% back on Alaska in-flight purchases
• Low $75 annual fee for the benefits provided
• Miles do not expire as long as there is account activity

Cons

• Best value requires loyalty to Alaska Airlines
• 2x bonus categories are somewhat limited
• Companion fare has blackout dates and is limited to Alaska-operated flights
• 1x on most spending is below average for daily purchases
• No airport lounge access
• No travel protections like trip delay insurance
• Not as useful outside Alaska Airlines routes and hubs
• Companion fare not valid on partner airline flights

Alternatives to Consider

How the Rewards Add Up

Example Annual Value

First-year value: $1,424+ ($900 bonus miles + $324 earned miles + $200 companion fare). Net after fee: $1,349+.

Should You Get This Card?

You Should Get It If...

• You fly Alaska Airlines several times a year
• You have a travel partner who can benefit from the companion fare
• You live near an Alaska Airlines hub (Seattle, Portland, San Francisco, Los Angeles, Anchorage)
• You value free checked bags for yourself and companions
• You want access to Alaska's generous partner airline award chart
• You prefer a low-annual-fee airline card with strong perks

You Should Skip It If...

• You rarely fly Alaska Airlines or live far from their hubs
• You always travel solo and cannot use the companion fare
• You prefer a general travel card with transferable points
• You want airport lounge access as a card benefit
• You want a card that earns high rates on everyday non-airline spending

Apply Now

Apply for Alaska Airlines Visa Signature®

Information accurate as of May 2026. Terms and conditions apply. Please visit the issuer's website for the most current information.