Wyndham Rewards Earner® Plus Card

Quick Snapshot

• Annual Fee: $75
• APR: 21.49%-29.49% variable
• Rewards: 6X on Wyndham; 5X on dining & groceries; 1X everywhere else
• Bonus: Earn 45,000 bonus Wyndham points after spending $1,000 in the first 90 days
• Best For: Regular Wyndham guests who want Gold status, a free annual night, and strong everyday earning
• Credit Needed: Good to Excellent (670-850)

Overview

The Wyndham Rewards Earner Plus Card is the premium option in Barclays' Wyndham card lineup, offering significantly higher earning rates and automatic Gold status. You earn 6X points on Wyndham stays, 5X on dining and groceries, and 1X on all other purchases.

Automatic Wyndham Rewards Gold status provides a 15% points bonus on stays, preferred room when available, and late checkout. You also receive a free night certificate each year after your cardmember anniversary, which alone can offset the entire $75 annual fee.

The 5X earning rate on dining and groceries is exceptionally strong for a $75 card and makes this valuable even when you are not traveling. Combined with the 45,000-point welcome bonus and annual free night, this card offers outstanding value in the budget hotel space.

APR Breakdown

• Purchase APR: 21.49%-29.49% variable
• Balance Transfer APR: 21.49%-29.49% variable
• Cash Advance APR: 29.99% variable
• Penalty APR: Up to 29.99% variable

Note: Variable APR tied to the Prime Rate. Best used as a pay-in-full card to avoid interest on balances.

Benefits Overview

Wyndham Gold Status

• Automatic Wyndham Rewards Gold status
• 15% bonus points on Wyndham stays
• Preferred room when available
• Late checkout upon request (subject to availability)

Points Earning

• 6X Wyndham points on eligible Wyndham purchases
• 5X Wyndham points at restaurants and grocery stores
• 1X Wyndham point per dollar on all other purchases
• Free night certificate each year after card anniversary

Redemption & Perks

• Flat-rate redemptions starting at 7,500 points per night
• No foreign transaction fees
• Caesars Rewards partnership for cross-program benefits

Rewards & Points

• 6X Wyndham points on Wyndham purchases
• 5X Wyndham points on dining and grocery stores
• 1X Wyndham point per dollar on all other purchases

The 5X rate on dining and groceries is one of the highest in any hotel card portfolio. This makes the card competitive for everyday spending even if you do not stay at Wyndham frequently.

Welcome Bonus

Earn 45,000 bonus Wyndham Rewards points after spending $1,000 within the first 90 days. These 45,000 points are enough for up to 6 free nights at 7,500-point properties, worth approximately $405 in hotel stays. Combined with the annual free night certificate, first-year value is substantial.

Fees Summary

• Annual Fee: $75
• Foreign Transaction Fee: None
• Balance Transfer Fee: 5% (min $10)
• Cash Advance Fee: 5% (min $10)
• Late Payment Fee: Up to $41

Who This Card Is Best For

Ideal For

• Regular Wyndham Guests who stay at Wyndham properties multiple times per year
• Dining and Grocery Spenders who want one of the highest non-travel earning rates available
• Value Travelers who want Gold status and a free night certificate for just $75 per year

Not Good For

• Luxury Hotel Seekers who prefer premium brands and want Platinum or Diamond-level perks
• Infrequent Travelers who rarely stay at hotels and cannot use the free night certificate
• Transferable Points Fans who want flexibility to move points between hotel programs

Key Pros & Cons

Pros

• Automatic Wyndham Gold status with preferred room and late checkout
• Free night certificate each year (worth $75 or more, offsetting the annual fee)
• 5X on dining and groceries -- among the highest everyday rates for hotel cards
• 6X on Wyndham stays
• 45,000-point welcome bonus worth approximately $405 in stays
• 15% bonus points on Wyndham stays from Gold status
• No foreign transaction fees
• Caesars Rewards partnership for entertainment perks
• Simple flat-rate redemptions
• Low $75 annual fee for the perks included

Cons

• $75 annual fee (though the free night certificate offsets it)
• Wyndham properties are primarily budget and mid-tier
• Gold status perks are modest compared to premium hotel programs
• 1X on non-category spending is below average
• No lounge access or airport benefits
• Points are locked into the Wyndham ecosystem
• No trip insurance benefits

Alternatives to Consider

How the Rewards Add Up

Example Annual Value

Annual value exceeds $740 before accounting for Gold status perks, making the $75 fee an exceptional deal for Wyndham guests and everyday spenders alike.

Should You Get This Card?

You Should Get It If...

• You stay at Wyndham properties 3 or more times per year
• You want a hotel card with outstanding dining and grocery earning
• You value a free night certificate that offsets the annual fee
• You want automatic Gold status for preferred room and late checkout
• You prefer simple flat-rate hotel redemptions
• You want a hotel card that excels at everyday spending too

You Should Skip It If...

• You never stay at Wyndham properties
• You prefer luxury hotel programs with suites and lounges
• You want transferable points for maximum flexibility
• You already have elite status at another hotel chain
• You want no annual fee at all

Apply Now

Apply for Wyndham Rewards Earner® Plus Card

Information accurate as of May 2026. Terms and conditions apply. Please visit the issuer's website for the most current information.