Bank of America® Unlimited Cash Rewards for Students vs Discover it® Secured Credit Card: Which Earns More?
The verdict
On typical spending the Bank of America® Unlimited Cash Rewards for Students nets $432 a year after fees, $86 more than the Discover it® Secured Credit Card at $346. The Bank of America® Unlimited Cash Rewards for Students stays ahead at every spending level we model.
Who earns more, by the numbers
| Spending level | Bank of America® Unlimited Cash Rewards for Students | Discover it® Secured Credit Card | Winner |
|---|---|---|---|
| Light spender ($1,200/mo) | $216/yr | $173/yr | Bank of America® Unlimited Cash Rewards for Students |
| Typical spender ($2,400/mo) | $432/yr | $346/yr | Bank of America® Unlimited Cash Rewards for Students |
| Heavy spender ($4,500/mo) | $810/yr | $648/yr | Bank of America® Unlimited Cash Rewards for Students |
Net of annual fees, typical category mix at baseline point values. The same card wins at every spending level here.
Bank of America® Unlimited Cash Rewards for Students
Bank Of America
3.4/5
Annual Fee:$0
APR:19.24%-29.24% variable
Welcome Bonus: $200 online cash rewards bonus after $1,000 in purchases in 90 days
Rewards: Unlimited 1.5% cash back on all purchases
EARNS MORE ON TYPICAL SPEND
The tables above are computed from each card's typed rewards rates and current
fees, on the same spending profiles used across the site. Editorial context to
follow.
FAQ
Which is better, the Bank of America® Unlimited Cash Rewards for Students or the Discover it® Secured Credit Card?▼
On typical spending the Bank of America® Unlimited Cash Rewards for Students nets $432 a year after fees, $86 more than the Discover it® Secured Credit Card at $346. The Bank of America® Unlimited Cash Rewards for Students stays ahead at every spending level we model.