Capital One Quicksilver Secured Cash Rewards vs Discover it® Secured Credit Card: Which Earns More?
The verdict
On typical spending the Capital One Quicksilver Secured Cash Rewards nets $432 a year after fees, $86 more than the Discover it® Secured Credit Card at $346. The Capital One Quicksilver Secured Cash Rewards stays ahead at every spending level we model.
Who earns more, by the numbers
| Spending level | Capital One Quicksilver Secured Cash Rewards | Discover it® Secured Credit Card | Winner |
|---|---|---|---|
| Light spender ($1,200/mo) | $216/yr | $173/yr | Capital One Quicksilver Secured Cash Rewards |
| Typical spender ($2,400/mo) | $432/yr | $346/yr | Capital One Quicksilver Secured Cash Rewards |
| Heavy spender ($4,500/mo) | $810/yr | $648/yr | Capital One Quicksilver Secured Cash Rewards |
Net of annual fees, typical category mix at baseline point values. The same card wins at every spending level here.
Capital One Quicksilver Secured Cash Rewards
Capital One
3.1/5
Annual Fee:$0
APR:30.74% variable
Welcome Bonus: None
Rewards: Unlimited 1.5% cash back on every purchase
EARNS MORE ON TYPICAL SPEND
The tables above are computed from each card's typed rewards rates and current
fees, on the same spending profiles used across the site. Editorial context to
follow.
FAQ
Which is better, the Capital One Quicksilver Secured Cash Rewards or the Discover it® Secured Credit Card?▼
On typical spending the Capital One Quicksilver Secured Cash Rewards nets $432 a year after fees, $86 more than the Discover it® Secured Credit Card at $346. The Capital One Quicksilver Secured Cash Rewards stays ahead at every spending level we model.