Citi Credit Cards
16 cards reviewed and ranked by our editorial team.
#1
Citi Custom Cash℠ Card
3.6/5
Fee: $0
Rewards: 5% cash back on your top eligible spending category each billing cycle (up to $500), 1% on everything else
Bonus: $200 cash back after spending $1,500 in the first 6 months
#2
Costco Anywhere Visa® Business Card by Citi
3.5/5
Fee: $0 (Costco membership required)
Rewards: 5% on Costco gas (up to $7,000/year), 4% on other gas and EV charging, 3% on restaurants and eligible travel, 2% on Costco and Costco.com purchases, 1% on everything else
Bonus: No welcome bonus
#3
Costco Anywhere Visa® Card by Citi
3.5/5
Fee: $0 (Costco membership required)
Rewards: 5% on Costco gas (up to $7,000/year), 4% on other gas and EV charging, 3% on restaurants and eligible travel, 2% on Costco and Costco.com purchases, 1% on everything else
Bonus: No welcome bonus
#4
Citi® Business with ThankYou® Points
3.4/5
Fee: $0
Rewards: 2X ThankYou points on dining and gas stations, 1X on everything else
Bonus: 20,000 ThankYou points after spending $2,000 in the first 3 months
#5
Citi Rewards+® Card
3.4/5
Fee: $0
Rewards: 2X ThankYou points at supermarkets and gas stations (first $6,000/year), 1X on everything else. Points round up to the nearest 10 on every purchase.
Bonus: 20,000 ThankYou points after spending $1,500 in the first 3 months
#6
Citi Double Cash® Card
3.2/5
Fee: $0
Rewards: 2% cash back on every purchase: 1% when you buy plus 1% when you pay your bill
Bonus: No traditional welcome bonus
#7
Citizens Cash Back Plus™ World Mastercard®
3.1/5
Fee: $0
Rewards: 1.8% on everything (1.9% with Citizens checking)
Bonus: No welcome bonus
#8
Citi® / AAdvantage® MileUp℠ Card
3.0/5
Fee: $0
Rewards: 2X AAdvantage miles on eligible American Airlines purchases, 2X at grocery stores, 1X on everything else
Bonus: 15,000 American Airlines AAdvantage bonus miles after spending $500 in the first 3 months
#9
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
3.0/5
Fee: $0 intro for the first year, then $99
Rewards: 2X AAdvantage miles on American Airlines purchases, restaurants, and gas stations; 2X on cable, satellite, and streaming; 1X on everything else
Bonus: 50,000 American Airlines AAdvantage bonus miles after spending $2,500 in the first 3 months
#10
Citi Strata Premier℠ Card
3.0/5
Fee: $95
Rewards: 10X on hotels and car rentals booked through CitiTravel; 3X on air travel, hotels, restaurants, supermarkets, gas stations, and EV charging; 1X on everything else
Bonus: 75,000 ThankYou points after spending $4,000 in the first 3 months
#11
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
3.0/5
Fee: $0 intro for the first year, then $99
Rewards: 2X AAdvantage miles on eligible American Airlines purchases, telecommunications, car rentals, and gas stations; 1X on everything else
Bonus: 65,000 American Airlines AAdvantage bonus miles after spending $4,000 in the first 4 months
#12
Citi Strata Premier® Card
3.0/5
Fee: $95 (no first-year waiver)
Rewards: 3X points on gas, groceries, restaurants, air travel, hotels; 1X on all else
Bonus: 60,000 ThankYou Points after $4,000 spend in 3 months (worth $600)
#13
Citi Diamond Preferred® Card
2.7/5
Fee: $0
Rewards: No rewards program
Bonus: No welcome bonus
#14
Citi Simplicity® Card
2.7/5
Fee: $0
Rewards: No rewards program
Bonus: No welcome bonus
#15
Citi Strata Elite℠ Card
2.4/5
Fee: $595
Rewards: 12X on hotels and car rentals via CitiTravel; 6X on flights via CitiTravel; 6X at restaurants; 1.5X on everything else
Bonus: 75,000 ThankYou points after spending $5,000 in the first 3 months
#16
Citi® / AAdvantage® Executive World Elite Mastercard®
2.3/5
Fee: $595
Rewards: 4X AAdvantage miles on eligible American Airlines purchases, 2X on everything else
Bonus: 60,000 American Airlines AAdvantage bonus miles after spending $5,000 in the first 3 months